Choose a pay level to see the basic pay, DA, HRA, transport allowance, NPS deduction and approximate in-hand salary of central government jobs.
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Estimated monthly salary · Level 6
₹65,856
Gross per month
₹60,263
In hand (after NPS)
₹7,90,272
Gross per year
Basic 54%DA 31%HRA 11%TA 4%
After next increment: ₹67,814 (+₹1,958)
Basic pay
₹35,400
Dearness Allowance (58%)
₹20,532
House Rent Allowance (20%, class Y)
₹7,080
Transport Allowance (incl. DA on TA)
₹2,844
Gross salary
₹65,856
Less: NPS (10% of basic + DA)
− ₹5,593
Approx. in-hand
₹60,263
This is an estimate for central government employees under the 7th Pay Commission. Actual pay also depends on the department, posting, CGHS or GIS deductions, income tax and any special allowances. State governments, PSUs and banks have their own DA and HRA rules. Always check the pay slip or the official order.
7th CPC Pay Matrix — Starting Basic Pay
Level
Starting basic pay
Level
Starting basic pay
Level 1
₹18,000
Level 11
₹67,700
Level 2
₹19,900
Level 12
₹78,800
Level 3
₹21,700
Level 13
₹1,23,100
Level 4
₹25,500
Level 13A
₹1,31,100
Level 5
₹29,200
Level 14
₹1,44,200
Level 6
₹35,400
Level 15
₹1,82,200
Level 7
₹44,900
Level 16
₹2,05,400
Level 8
₹47,600
Level 17
₹2,25,000
Level 9
₹53,100
Level 18
₹2,50,000
Level 10
₹56,100
How the Calculator Works
Choose your pay level, or tap a post in the quick-pick list.
Pick your basic pay — at joining or after yearly increments (about 3% each).
Enter the current DA % and your city class for HRA.
See gross salary, NPS deduction and the approximate in-hand amount.
HRA Rates
House Rent Allowance is 30%, 20% and 10% of basic pay for X, Y and Z class cities when DA is 50% or more (27/18/9% when DA is between 25% and 50%).
Frequently asked questions
How is the salary of a central government employee calculated?
Gross salary = basic pay + Dearness Allowance (a % of basic) + House Rent Allowance (a % of basic, by city class) + Transport Allowance (plus DA on it). Under NPS, 10% of basic + DA is deducted. The calculator does this for every level of the 7th CPC pay matrix.
What is the starting salary at Level 6?
Level 6 starts at a basic pay of ₹35,400. Posts such as RRB JE and Supreme Court Junior Court Assistant are at Level 6. Add DA, HRA and transport allowance to get the gross salary.
Which DA rate does the calculator use?
It starts with the current central government DA rate, which we update when a new rate is announced (DA is revised twice a year). You can also type any DA % to see its effect.
Which city class applies to Dehradun?
For central government HRA, Dehradun is a Y-class city. Most other towns in Uttarakhand are Z class. Big metros such as Delhi and Mumbai are X class.
Does this work for state government or bank jobs?
Use it as a guide only. State governments, PSUs and banks have their own pay scales, DA and HRA rules, so their salaries can differ.
